Long Term Disability Insurance Attorneys for the Insured Professional
Ray Bourhis Associates is a highly-specialized Long Term Disability law firm focusing on bad faith insurance claim denials and underpayment with a well-deserved reputation for excellence, integrity and credibility. With the most successful track record of any law firm in our Area of Practice, and a unique style of personalized attention to our clients, we have obtained more landmark verdicts and settlements on behalf of our clients than any other firm in the Nation.
Medical Professionals, Doctors, Dentists, Healthcare professionals, IT and Financial CEOs, and business owners holding private insurance policies require individual and comprehensive attention throughout the claim process. We advise our clients on all aspects of the insurance claims process, from claims filing to denial appeal and litigation.
Contact us to discuss your insurance claim preparation, bad faith claim denials, appeals, buy-outs, own-occupation, partial/residual disability and other claim denial concerns. Our unparalleled track record of success with claimants is why RBA is recognized as the leading bad faith law firm in the Nation.
Why We Are Unique in the Insurance Law Industry
The Lawyers of Ray Bourhis Associates have handled the most important cases in the Long Term Disability insurance field – including the landmark Hangarter and McGregor cases. We know this field inside out. Our track record and reputation (seven figure verdicts, punitive damage awards, Insult to Injury, 60 Minutes, Dateline, and work with state insurance regulators) means credibility with every disability insurer in the business. We are highly selective in the cases we accept. We are able to obtain large, prompt, superior settlements for our clients. » Ray Bourhis Interview
Bad Faith Insurance Lawyers for the Medical Professional
See how we help medical professionals with Long Term Disability Insurance Policy claim issues.
Long Term Disability Bad Faith Denial Case Studies
Our track record speaks for itself. View case studies, including the landmark cases that set the law for Long Term Disability Insurance Bad Faith; successful Long-Term Disability litigation; denial reversal; and large settlements for Physicians, Medical Specialists, Dentists, Lawyers, CEOs and other Professionals who have suffered bad faith denial situations. We welcome you to contact us at any stage during your claim process for assistance. » LTD Bad Faith Case Studies
Many long term disability insurance policies contain provisions regarding both Total and Residual (Partial) Disability benefits. Typically, the policies define Total Disability as the inability to perform the substantial and material duties of … [Read more…]
Own Occupation Disability Insurance pays benefits if the claimant is not able to perform the usual or customary duties of his or her own occupation. Nevertheless, many insurers attempt to characterize insureds that are unable to perform some but not all of their important duties as Residually, … [Read more…]
The term long term disability (LTD) insurance “buyout” in Total Disability cases is where the insurance company is paying on the basis of the Total Disability claim. An LTD buyout is a one-time cash payment of all future benefits. So that instead of paying benefits on a monthly basis for the remaining life of the policy, the insurance company makes one lump sum payment. [Read more…]
Insult to Injury: Insurance, Fraud and the Big Business of Bad Faith
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