Insurance Attorneys Serving Policyholders Nationwide
Ray Bourhis Associates is a highly-specialized insurance law firm focusing on bad faith insurance claims. Our reputation for excellence, integrity and credibility is earned through our dedicated concern for our clients and outstanding success on their behalf. We advise our clients on all aspects of the insurance claims process. Contact us to discuss your insurance claim preparation, bad faith claim denials, appeals, buy-outs and claim representation concerns. Our unparalleled track record of success with claimants is why RBA is recognized as the leading bad faith law firm in the United States.
Long Term Disability Insurance Lawyers for Insured Professionals
Ray Bourhis Associates is a highly-specialized Long Term Disability Insurance law firm focusing on bad faith insurance claims. Our reputation for excellence, integrity and credibility is earned through our dedicated concern for our clients and outstanding success on their behalf. Contact us to discuss your LTD claim preparation, Bad Faith claim denials, appeals, buy-outs, Residual Disability determination and claim representation concerns under a private, employer-provided or ERISA insurance policy.
Our unparalleled track record of success with claimants in the Medical, Dental, Healthcare, Technology and financial professions; Athletes , CEOs, Business Owners and Executives is why RBA is recognized as the leading LTD Bad Faith Lawyer, nationwide.
Why We Are Unique in the Insurance Law Industry
The Lawyers of Ray Bourhis Associates have handled the most important cases in the Long Term Disability insurance field – including the landmark Hangarter and McGregor cases. We know this field inside out. Our track record and reputation (seven figure verdicts, punitive damage awards, Insult to Injury, 60 Minutes, Dateline, and work with state insurance regulators) means credibility with every disability insurer in the business. We are highly selective in the cases we accept. We are able to obtain large, prompt, superior settlements for our clients. » Ray Bourhis Interview
Bad Faith Insurance Lawyers for the Medical Professional
At Ray Bourhis Associates, we have the expertise and experience to assist a physician at any stage of the long-term disability claims process anywhere in the United States.
See how we help medical professionals with Long Term Disability Insurance Policy claim issues.
Long Term Disability Bad Faith Denial Case Studies
Our track record speaks for itself. View case studies, including the landmark cases that set the law for Long Term Disability Insurance Bad Faith; successful Long-Term Disability litigation; denial reversal; and large settlements for Physicians, Medical Specialists, Dentists, Lawyers, CEOs and other Professionals who have suffered bad faith denial situations. We welcome you to contact us at any stage during your claim process for assistance. » LTD Bad Faith Case Studies
Free Insurance Case Review
Montecito Fire/Flood Homeowners Insurance Lawyers
Due to the recent Montecito disasters, we are offering assistance to Homeowners Insurance Policyholders affected by the recent Montecito Fires and Floods. Ray Bourhis has specialized in representing policyholders in all matters relating to insurance. He has been profiled on 60 Minutes, in the Wall Street Journal and in numerous media outlets nationwide.
The author of several books and hundreds of articles on insurance law, Bourhis was appointed to oversee reforms in the California Department of Insurance. He lives in Montecito and was evacuated twice over the recent fires and flooding.
Insult to Injury: Insurance, Fraud and the Big Business of Bad Faith
We wrote the book on Long Term Disability Insurance Bad Faith …
If you’ve ever had to deal with an insurance company to get the benefits you paid for, you’ve probably wondered if the system was designed to get you to gives up and go away…» Read More
Many long term disability insurance policies contain provisions regarding both Total and Residual (Partial) Disability benefits. Typically, the policies define Total Disability as the inability to perform the substantial and material duties of … [Read more…]
Own Occupation Disability Insurance pays benefits if the claimant is not able to perform the usual or customary duties of his or her own occupation. Nevertheless, many insurers attempt to characterize insureds that are unable to perform some but not all of their important duties as Residually, … [Read more…]