Auto Immune diseases include more than 100 diagnoses, all of which are potentially disabling. Autoimmunity is caused by an overactive immune system which begins targeting the body’s own healthy cells and tissues.
Diagnosing autoimmunity can be difficult as the diseases can affect any system of the body; and in some cases, more than one. The most widely accepted cause of auto-immune diseases is a genetic disposition triggered by environmental factors, such as infection, bacteria, pollutants, stress, hormones or virus.
An estimated 23.5 million Americans suffer from one of the 24 top auto-immune diseases, according to the National Institutes of Health.
Women Most Commonly Affected
Autoimmunity is most prevalent among women, with 75% of cases affecting women between 25 and 40 years of age. It has been suggested estrogen contributes to the development of the disease, making women of child-bearing age most susceptible.
As this age group is also a vital career development period, women filing for long term disability insurance based on auto-immune disease are already at extreme risk personally, financially and professionally.
With uncertain and overlapping diagnoses, potential aggression and recession of the disease, and differing perspectives regarding treatment, longevity and quality of life, expert handling of long term disability claims for claimants suffering an auto-immune disease is absolutely critical.
If you have been diagnosed with a disabling auto-immune disease or AIDS, and have been denied full payment by your insurer, contact our office before you take any additional action. We will assist you in obtaining maximum benefits in an expedient time frame and eliminate the stress from the claim process.