Long-Term Disability Claims: Suffering with a disabling condition can be difficult for anyone, and fighting with an insurance company can make things much more difficult for the insured. Bourhis Law Group focuses on helping clients get the Long-Term Disability (LTD) insurance benefits that they deserve.

Part of making things easier for our clients is offering them help at any stage of the LTD claims process. It is always best for our clients to contact us as soon as they realize that they may need to file a claim. This allows us to ensure the client is prepared for all of the obstacles of the insurance claim process. Proper preparation and filing assists our clients in obtaining maximum benefits as quickly as possible.

Discussing your claim with a law firm that handles ONLY long-term disability insurance claims is your best step toward receiving the full benefits you are owed. In doing so you will be prepared for the process; including completion of the insurer’s Insurance Medical Exams (IMEs) and field visits as well as filling out claims forms and documentation properly.

The insured must fully understand the questions, and the purpose of the questions, as well as the risks of providing inaccurate information or more than is necessary. We assist claimants in preparing the information the insurance company needs in order to approve your claim.

Quite often insurance companies and their doctors ask claimants questions that can confuse and mislead them into answers that can be used against them. We make sure that doesn’t happen.

We Advocate on Your Behalf for Fair Payment of Long-Term Disability Insurance Benefits

If your claim has been denied or your benefits have been terminated, or if benefits are being paid under a lesser provision (such as Residual or Partial Disability,) we can advocate on your behalf to avoid you facing the insurance company alone.

 

If you are receiving their monthly benefits we can engage in negotiations in order to obtain a policy buyout; a lump sum settlement of the claim instead of a check in the mail each month. There are numerous advantages to a buyout such as never having to fill out insurance forms again, contact us for more information.

 

Long Term Disability Lawyer Ray Bourhis discusses the long term disability claim process, why, and when, to contact and attorney, and how to protect yourself from underpayment, unfair denial, termination of benefits and insurance bad faith.

 

Bourhis Law Group has the experience and expertise to help disabled professionals obtain their rightful LTD benefits. Give us a call or submit our online inquiry form for assistance at any time during the claim process.

 

(415) 392-4660